We believe educating our clients is a major key to success in their financial lives. Below you’ll find several articles on a variety of topics to help bring clarity where there may be confusion or to download and share with friends and family. Please contact us if you would like more information on any of the topics below.

Financial Organization

Creating a financially organized lifeCreate a system to organize your bills, statements, policies and other financial paperwork.

5 Ways to Boost your Security Against ID and Credit Card TheftWhy wouldn’t you do everything you can to protect yourself from identity theft and fraud?

Retirement Planning

5 Questions to Ask Yourself 5 Years Before you RetireYour planning takes on an added urgency the closer you get to leaving your job. Imagine all the major factors that could affect your financial well-being.

Developing a Realizable Vision for Retirement – Explore your expectations and desires, prioritize and collaborate with your spouse – and design a plan for retirement that surpasses your expectations.

Building Health Care Costs into Retirement PlanningGiven rising expenses, no retirement plan is complete without some kind of provision for health care needs. Guidelines and resources for estimating your needs and expenses.

Planning for Future Health Care Costs – You never know exactly what health care will cost you in retirement, but you must make an educated guess and plan ahead.

Caring for Family

15 Resources for Overwhelmed Caregivers – Caring for a loved one can be overwhelming. Resources are available to help caregivers and their loved ones manage housing, budgeting, driving and more.

Social Security

When to Apply for Soc Sec benefitsMaximizing Social Security is a critical part of retirement planning.

Estate Planning

Overview of Asset Transfer StrategiesYou may need to transfer assets for all kinds of reasons. A working knowledge of various transfer techniques can help you determine when it’s appropriate to move money and how to minimize the tax implications.

Last Will & Testament: Add a Letter Covering these 14 wishes – There is a great deal of information a will does not include, but you can cover it all by adding a simple supplemental letter.

Risk Management

Disaster Planning: Steps for Guarding your Assets & Lifestyle – Disaster can strike at any moment, and you can be prepared as a part of your financial plan.

Tax Planning

9 Questions to ask Your CPA at Tax Time – Since it has likely been a year since you talked to your CPA, it’s important to outline any changes in your personal situation and familiarize yourself with revisions in the tax code.

College Planning

7 Ways to Help you Cut College Costs – There are a number of strategies that even wealthy families can employ to cut expenses, so do not assume that you earn too much to qualify for financial aid.

10 Tips for Maximizing Financial Aid – College tuition is so expensive that even high-income families can get offers of financial aid.

How Parent & Child Assets Impact Financial Aid PackagesBy understanding how assets are assessed on the FAFSA and CSS Financial Aid PROFILE, you can improve your chances for getting the best financial aid package possible.