A Plan Built Around You
Start With a Conversation
We begin by discussing your goals, questions, and priorities — at your pace and without obligation.
Build a Personalized Plan
You’ve worked hard to build a life you care about. Your financial plan is designed to reflect your circumstances rather than relying on a generic template.
Ongoing Guidance and Support
As a fiduciary, I am obligated to act in your best interest and provide regular check-ins and clear communication throughout the planning process.
What Working Together Looks Like
Personal Financial Planning
A customized financial plan built around your goals, priorities, and life stage, designed to adapt as your circumstances change.
Investment Management
Investment strategies aligned with your financial plan, risk tolerance, and long-term objectives.
Ongoing Guidance & Education
Regular conversations, periodic check-ins, and clear explanations to help you stay informed about your financial picture.
The Difference I Make
For Clients
Guidance intended to help you make informed decisions.
Financial decisions can feel complex. I work to offer clear explanations and a structured decision-making process centered on your priorities. My approach emphasizes thoughtful guidance, transparent communication, and a plan designed to adapt as your circumstances change.
The goal is to provide a structured planning process and ongoing support. The planning approach is intended to help you stay organized and informed as your financial situation develops over time.

Who I Work With
Individuals and families seeking, guidance, structure, and a long-term advisory relationship
I work with individuals and families who prioritize thoughtful guidance and long-term financial planning.
Many of the individuals and families I work with are navigating growing careers, family responsibilities, or the transition toward retirement, and seek a plan designed to adapt as their circumstances change.

About Ryan Young
Ryan started his career in financial services driven by a genuine passion for markets, economics, and history. What began as an interest in understanding how the world works grew into an appreciation for financial strategy and problem-solving. Over time, his work expanded into helping clients evaluate financial decisions and understand how those decisions may impact their long‑term financial situations. He values long‑term client relationships and the opportunity to support clients as they implement their financial plans.
Ryan’s professional experience at Edward Jones, Northern Trust, and Scheffel Financial informs his approach to serving clients. From guiding families through long-term investing to coordinating complex investment, tax, and estate strategies, each step has shaped his approach to serving clients with integrity and care. Ryan holds the Certified Financial Planner™ (CFP®) designation and is Certified in Blockchain and Digital Assets.
He incorporates both traditional financial planning concepts and emerging industry knowledge into his approach. Joining Visionary Wealth Advisors was a natural fit—an opportunity to collaborate with like-minded professionals who value transparency, purpose, and lasting impact.
Rooted in St. Louis Hills, Ryan finds balance in family life with his wife, Clare, and their three children, Hannah, Calvin, and Jane. Away from the office, he enjoys playing hockey, golf, and cooking, often sharing these passions with friends and loved ones. Whether on the rink or in the market, he approaches every challenge with focus, teamwork, and strategy—qualities that guide both his life and his work as an advisor.
Start With a Conversation.
Have a question or interested in learning more about working together?
Fill out the form, or contact me here:
Email:
ryan.young@vwa-llc.com
Addresses (Can Meet At Either Location):
1254 University Dr
Suite 300; Edwardsville, IL 62025
1401 S. Brentwood Blvd. Suite 700
St. Louis, MO 63144
Phone:
Direct: 618-228-2188
Cell: 314-800-3808
Fax: 618-659-5137
